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Health insurance reform — Georgia

President Obama signed into law the Patient Protection and Affordable Care Act (ACA) and the Healthcare and Education Reconciliation Act (HERA). The ACA and HERA care collectively referred to herein as the ACA. The ACA provided extensive changes to the laws impacting health insurance plans.

Group health plans

In 2010, the Patient Protection and Affordable Care Act (ACA) and the Healthcare and Education Reconciliation Act (HCERA) (collectively referred to herein as the ACA) became law. The ACA provided extensive changes to the laws impacting healthcare plans. Below is only a summary of select provisions of the ACA.

The ACA is phased in over time. Some features, however, became effective as of the first plan year beginning on or after September 23, 2010. For calendar year plans, this meant January 1, 2011. Some of the changes affecting plan sponsors have deferred effective dates. The ACA does not apply to “excepted benefits,” which include:

  • accident-only coverage
  • disability income insurance
  • liability insurance, including general liability insurance and automobile liability insurance
  • workers’ compensation or similar insurance
  • automobile medical payment insurance

About the authors and editors

About the Firm - Troutman Pepper

An HR audit snapshot — Georgia

An introduction - features of the HR Library

Background checks — Georgia

Benefits — Georgia

Celebrations in the workplace — Georgia

Child labor — Georgia

Compliance thresholds — Georgia

Disabilities and reasonable accommodation — Georgia

Disaster planning — Georgia

Discipline — Georgia

Discrimination — Georgia

Diversity in the workplace — Georgia

Drugs, alcohol and tobacco — Georgia

Family and medical leave — Georgia

Federal contractors and affirmative action — Georgia

Health insurance continuation coverage — Georgia

Health insurance portability and privacy — Georgia

Health insurance reform — Georgia

Immigration — Georgia

Independent contractors — Georgia

Military leave — Georgia

Other types of leave — Georgia

Pandemic outbreaks — Georgia

Performance evaluations — Georgia

Personnel files — Georgia

Plant closings and mass layoffs — Georgia

Policies and procedures manuals — Georgia

Politics in the workplace — Georgia

Posting requirements

Privacy rights — Georgia

Protecting electronic information — Georgia

Public employers — Georgia

Recordkeeping requirements

Recruiting and hiring — Georgia

Restrictive covenants, trade secrets, and intellectual property — Georgia

Safety and health — Georgia

Social media — Georgia

Telecommuting — Georgia

Temporary, leased and franchise employees — Georgia

Termination — Georgia

The Georgia Chamber of Commerce

Unemployment insurance — Georgia

Unions — Georgia

Wages and hours — Georgia

Whistleblower protections — Georgia

Workers' compensation — Georgia

Workplace harassment — Georgia

Workplace investigations — Georgia

Workplace violence — Georgia